Essay on Health Care Reform Explained
Three different groups of people include elderly people, families and children, and government. Each of these groups will be impacted by the Patient Protection and Affordable Care Act (Kaiser Family Foundation). The negative effects of the Act will include the effects of health care costs on annual family income and problems with coverage. Nevertheless, there will be positive effects, such as free services, prevention of discrimination and other benefits. For example, children will have the privilege to remain on their parent’s health care insurance plan until 26. As the Act has the major goals to protect patients, increase the quality and affordability of health insurance, reduce the uninsured rate and the costs of healthcare, each of the above mentioned groups will benefit from this reform as coverage and affordability will be increased. I believe that more people will benefit as a result of this policy. According to the Congressional Budget Office (CBO), due to the Act, the cost of healthcare will be reduced. This fact means that more people will be able to get health care services (Onie, 2012). As the Act will provide about 95 percent of Americans with health insurance, preventative healthcare services will be more accessible to different groups. In addition, people with pre-existing conditions will be not denied in receiving coverage by insurance companies. Besides, insurance companies will not drop insurance plan members when they get sick (Kaiser Family Foundation ,2010). In general, people who cannot afford health insurance will be allowed to use Medicaid’s program. Besides, due to the Act, budget gaps will be reduced. The Congressional Budget Office (CBO) states that the Act will reduce the national budget deficit by $143 billion by 2019 because of taxes and fees. In general, this policy will benefit many people as the coverage will be increased.
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